Short Term Major Medical

Temporary medical insurance plan. No health questions

underwritten by LLOYD'S of LONDON​

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Short Term Medical

The Short Term Medical plan is set up to be as simple as possible – No co-pay & No coinsurance. Signing up for the plan requires a simple one page application with no medical questions. Policy Maximum and deductible are per person, per policy period. There is a choice of $100, $250, $500, $1,000, $2,500, or $5,000 deductibles. The earliest effective date is the day after the application is submitted. Short Term Medical coverage offers the longest term length with a maximum policy period of 11 Months. The low monthly premiums of the Short Term Medical plan enable anyone to get quality healthcare.

1) All expenses are applied toward the deductible

2) Once the deductible has been fulfilled, the policy will cover 100% up to $1,000,000.

The Short Term Medical plan is a temporary health insurance plan for individuals age 2 weeks to 64 years.  Eligible expenses caused by an illness or injury and incurred from any doctor or any hospital within the USA.

About the Network:

As a premiere national PPO network, First Health provides access to an extensive community of more than 5,000 hospitals, over 90,000 ancillary facilities, and over 1 million healthcare professional service locations. Finding a provider under the Short Term Medical plans close to home is simple with access to an easy-to-use online portal and toll-free service telephone number.

Hazardous Sports

A new streamlined definition of the basic covered sports and Hazardous Sports rider provides a complete list of exactly what is covered by both the base policy and the optional rider. The newly defined rider will reduce the frequency of questions and concerns associated with hazardous sports and what the policy covers. If the applicant is participating in a hazardous sport or activity as indicated on the Hazardous Sports list, they simply include the rider. There is now no need to submit inquiries for underwriting to see which sports are covered and which are not.

Eligible Expenses

  • Hospital Expenses
  • Physician Services
  • Skilled Nursing Facilities
  • Home Health Care
  • Ambulance Services Expenses
  • Prescription Drugs
  • $25,000 Accidental Death

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