insurance-advisor-slider-two

Life Insurance ...

with Living Benefits

If you need Long Term Care or come down with

family to help with unforeseen expenses.

a serious illness, this policy pays you and your

Apply Now !

Chronic Illness Accelerated Benefit Rider

A chronic illness is an illness or physical condition that was initially certified by a Licensed healthcare practitioner within the past 12 months and affects the insured Person so that he or she:

  • Is unable to perform at least two of the six Activities of Daily Living (ADLs)
  • Or, Requires substantial supervision by another person to protect the Insured Person from threats to health and safety due to severe cognitive impairment.
  • ADLs: Bathing, Dressing, Toileting, Transferring, Continence, Eating

A critical illness or condition is defined as:

  • Heart Attack
  • Major Organ Transplant
  • Stroke
  • Invasive Cancer
  • Blindness
  • End Stage Renal Failure
  • Paralysis
  • Amyotrophic Lateral Sclerosis (ALS – or Lou Gehrig’s disease

Scroll down to review this fantastic policy in more detail

Fill out the form below to speak with Me

  • Please specify the best time and date to reach you