Living Benefits & Short Term Health

Insurance Are My Kind Of Thing ...

Hi, I'm Howard The Insurance Advisor. I've helped thousands of families

and businesses find the best insurance solutions. Let me help you !

about me

Health Insurance – Group or Individual

Health and Life Insurance are a priority need for “everyone” today.

Term Life Insurance

Term life insurance is often the most affordable coverage because it offers protection for a specific number of years.

Life Insurance with Living Benefits

The smartest decision you can make is to buy a life insurance product that has benefits you can use while you are alive! Choose Life. This is the life insurance you don’t need to die to use.

Indexed Universal Life with Living Benefits

Indexed universal life insurance policies are a viable option for people looking for the security of a universal life insurance policy and the interest-earning potential of the marketplace.

You Need Life Insurance with Living Benefits

The financial Security of your family is at issue. In the event of any critical care or qualified event occurs, you, your spouse, your children will now have the ability to access funds from your insurance policy. This is a policy you don’t have to die to use!

What We Get:

Insurance Protection

Remember the need for insurance protection is becoming crucial due to today’s increasingly rising medical costs. Don’t you agree that costs are getting out of hand?

Wide Coverage

As The Insurance Advisor my job is to make sure you and your family have the best insurance coverage available to combat life’s unexpected twists and turns. Because we all know that life happens.

Financial Protection

The Insurance companies have created many different kinds policies to serve your family’s needs. It is my job to help you select the ones that fit your budget and give you maximum financial protection.

What Clients Say About Me

  • Lilia Mishal Director of Human Resources at Keratin Complex

    I highly recommend Howard Sernaker to anyone in need of medical, dental, vision, disability, life, long-term care, on a group or individual basis. He has been our insurance agent for the last several years and always gets us the best plans at the best rates. Great benefit plans = happy employees.

Contact Us Today!

  • Please specify the best time and date to reach you