Life Insurance is My Kind of Thing ..

Hi. I'm "Ron" Howard, The Insurance Advisor. I've helped thousands of

families & businesses find the best insurance solutions. Let me help you !

about me


5Star Life Insurance Group or Individual

5Star Group Term Insurance covers you up to age 100. This is a great choice for those who are unable to qualify for insurance elsewhere. Your premium is guaranteed to stay the same.

Term Life Insurance

Term life insurance is often the most affordable coverage because it offers protection for a specific number of years.

Life Insurance with Living Benefits

The smartest decision you can make is to buy a life insurance product that has benefits you can use while you are alive! Choose Life. This is the life insurance you don’t need to die to use.

Indexed Universal Life with Living Benefits

Indexed universal life insurance policies are a viable option for people looking for the security of a universal life insurance policy and the interest-earning potential of the marketplace.

You Need Life Insurance with Living Benefits

The financial security of your family is important. In the event that a critical care or qualified event occurs, you & your spouse & your children will have the ability to access funds from your insurance policy. Please contact me so that we can discuss the great option !

Insurance Protection

Remember the need for insurance protection is becoming crucial due to today’s increasingly rising medical costs. Don’t you agree that costs are getting out of hand?

Wide Coverage

As your Insurance Advisor, it is my job is to make sure that you & your family have the best coverage available to meet life’s unexpected twists & turns .. because we all know that life happens

Financial Protection

Insurance companies offer many different products & it is my job to help you select a policy that best fits your budget & provides you with maximum financial protection.

What Clients Say About Me

  • Lilia Mishal Director of Human Resources at Keratin Complex

    I highly recommend Howard Sernaker to anyone in need of medical, dental, vision, disability, life, long-term care, on a group or individual basis. He has been our insurance agent for the last several years and always gets us the best plans at the best rates. Great benefit plans = happy employees.

Contact Us Today!

  • Please specify the best time and date to reach you